Frequently asked compliance questions 2/6/14

By Josie Martinez (Benefit Development Group, a UBA partner)

Lately, it seems we have been getting the same compliance questions over and over again from our clients. Below are some of our most frequently asked questions.

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Is there still a need for COBRA? 11/7/13

Response from Linda Rowings, chief compliance officer, United Benefit Advisors

The framers of PPACA (Patient Protection and Affordable Care Act) decided that COBRA should be available even after the health marketplaces become available primarily to avoid possible disruptions in care. They felt that COBRA beneficiaries, many of whom have significant health conditions, should be allowed to stay with their current health care providers if they chose to.

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Can employees substitute accrued paid leave for FMLA leave? 9/26/13

Response from Benefit Development Group (a UBA partner)

Under the FMLA regulations, if an employee chooses to substitute accrued paid leave for FMLA leave, he or she may do so.

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What exchange notice requirements must papers meet by Oct. 1? 9/5/13

Response from Benefit Development Group (a UBA partner)

Frequently Asked Questions about the exchange (marketplace) notice requirements: here's what you need to know.

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What are the rules for cancelling COBRA coverage for unpaid premiums? 8/29/13

Response from Benefit Development Group (a UBA partner)

Under COBRA, the plan must give COBRA enrollees a 30-day grace period to pay the premium. According to the Department of Labor, payment is considered to be made on the date it is sent to the plan.

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